Background of the Study
Robust IT infrastructure is fundamental to the efficient operation of corporate banking services. Keystone Bank in Abuja has made significant investments in modernizing its IT framework, which supports a wide range of functions such as data processing, transaction management, and customer relationship management. A reliable IT infrastructure enhances operational efficiency, reduces transaction times, and improves service accuracy, thereby directly contributing to the overall performance of corporate banking operations (Ogunleye, 2023). Modern systems, including cloud computing, high-speed networks, and integrated software solutions, enable Keystone Bank to handle large volumes of transactions while ensuring data security and regulatory compliance. Furthermore, a state-of-the-art IT infrastructure supports the adoption of emerging technologies such as artificial intelligence and big data analytics, which further enhance decision-making and risk management capabilities (Adenola, 2024). However, challenges such as the integration of new systems with legacy platforms, high maintenance costs, and cybersecurity threats pose ongoing risks that can affect operational continuity (Chukwu, 2025). This study examines the effect of IT infrastructure on corporate banking operations at Keystone Bank, evaluating its impact on efficiency and service quality.
Statement of the Problem
Although Keystone Bank has upgraded its IT infrastructure significantly, challenges persist in achieving seamless integration and optimal performance. One major problem is the incompatibility between new IT solutions and existing legacy systems, which can lead to operational delays and data inconsistencies (Ogunleye, 2023). The high cost of maintaining and upgrading the IT infrastructure also places a strain on the bank’s resources. Additionally, cybersecurity risks associated with increased digitalization remain a critical concern, as potential breaches can disrupt operations and compromise sensitive information. Furthermore, insufficient staff training on new systems can lead to underutilization of IT resources and reduce overall operational efficiency (Adenola, 2024). These issues collectively undermine the bank’s ability to provide uninterrupted and high-quality corporate banking services, thereby affecting profitability and competitiveness (Chukwu, 2025).
Objectives of the Study
Research Questions
Research Hypotheses
Scope and Limitations of the Study
The study focuses on Keystone Bank’s corporate banking division in Abuja, examining IT infrastructure initiatives over recent years. Limitations include rapidly evolving technology standards and potential access restrictions to detailed IT performance data.
Definitions of Terms
Legacy Systems: Older IT systems that may impede the integration of modern technology.
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